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Who We Are
Cashloan.com is a financial matching service. Instead of applying with one lender (or filling out multiple
cash loan applications), we work with a variety of lenders to best match your location, income and
requested amount with a lender who can get you a loan – fast. We specialize in finding the right lender
for your individual needs, and saving you time and effort by allowing you to fill out only one small loan
Cashloan.com has been around for a long time. Our relationships with online lenders go back up to
fifteen years. So you can be sure you are dealing with trustworthy companies who deliver on their loan
How Does the Cash Advance Process Work?
When you apply for your cash advance, cashloan.com instantly connects to dozens of lenders using your
unique situation to match you with a payday lender who will get you money as early as the next day!
You can apply for as little as $100 or as much as $1000, an amount often referred to as a small term or
small dollar loan. We'll ask if you are at least 18 years of age, and whether or not you have a steady
income and bank account, and find a lender who can help.
Our lenders do require you to be a legal adult, have a checking account so you can be wired money, and
have an email address. Also, not every state allows residents to take out small cash loans, or payday
loans, so your location will let us determine if we can help.
What You Get
Cashloan.com accepts small loan applications from $100 to $1000. Many customers use their funds in
case of a small emergency: for car repair, home appliance replacement (refrigerator, washer, dryer,
dishwasher, etc), medical debt or doctors' bills, or last-minute travel for family emergencies. We can
also connect you with a cash loan that will help pay for school events, children's activities, child care,
back to school items, groceries, and much, much more!
Frequently Asked Questions
Does your company do credit checks?*
Our company does not do any kind of credit checks. Applicants are matched with a lender based on the fact that they are employed making at least $800 per month in take home pay, have an active bank account and are paid by direct deposit.
What if I have bad credit, or no credit at all?
When banks, credit card companies, or finance companies say "No" - Our lenders usually say "Yes!"
How much money can I be approved for?
You can borrow up to $1,000 before your next payday (based on your take home pay).
How long will it take for you to get the money to me?
Once you are approved, lenders usually electronically deposit the money right in to your bank
account overnight - it's that easy!
What types of fees are involved?
The lenders we will work to match you with are very competitive with their fees. Short term loans can be expensive and are intended only for short term needs. Make sure you read all of the Terms and understand all costs before accepting the loan.
What is the typical interest rate on this type of loan?
Our lenders may offer you a loan with a typical APR of up to 390%. Rates may vary at any time, and be dependent on your credit needs.
What does APR mean?
APR stands for the annual percentage rate applied to your loan. It is a finance charge expressed as an annual rate. The APR on a small dollar loan is calculated by the following factors: the amount of your loan, cost of the loan, term of the loan and repayment amounts and timing. Loans on the lower end of the APR range may be for a larger loan amount and for a longer term. Loans on the higher end of the APR range may be for a smaller loan amount and for a shorter term.
What are the consequences if I don't pay the loan according to its terms?
If you do not pay your loan according to its terms, your lender may:
- Charge you late fees
- Send your account to a collection agency
- Report your information to a consumer reporting agency, which may negatively affect your credit score
- Offer to renew, extend or refinance your loan, which may cause you to incur additional fees, charges and interest
We are not a lender. Only your lender can provide you with information about your specific loan terms and APR and the implications for non-payment of your loan. Ask your lender for their current rates and charges and their policies for non-payment.
I don't live in the USA, can I still apply?
Unfortunately, at this time, we only accept applicants from the United States; however, we are taking steps to provide our short-term loan service to other countries in the near future.
What can I use my payday loan for?
Use your loan for whatever purpose you want. If you have some bills due, something you need to buy, or just want to have some fun! Your short-term loan is for you to use as you wish.